US banks - Strategic project
Thesis - 5 pages - Finance
U.S. banks have traditionally been considered leaders in the global banking sector. They produce regularly high profitability, more than their international competitors. They have been pioneers in many spheres, and banking products, and are known for their constant innovation. Several...
Customer retention in financial institutions (banks)
Thesis - 6 pages - Management
The customer loyalty program was first implemented by American Airlines in the United States in the year 1981. Today, virtually all airlines have adopted the customer loyalty program and is currently followed by other business sectors. Ever since the initiation of the customer loyalty program in...
An overview of the World Bank
Thesis - 6 pages - Economy general
In April 2007, a scandal broke out around the president of the World Bank, Paul Wolfowitz. He had granted a salary increase of nearly 50% in 2005 to his girlfriend, Shaha Ali Riza. This salary hike was double the amount allowed under the employee guidelines. Beyond the depravity of the...
The banking risk management
Dissertation - 36 pages - Finance
The risk of diversification is a basic precept of the banking activity. A big part of the large banking failures was due, in a way or another, to a concentration of the credit risk. The banking controlling authorities have, at all times, strongly encouraged the banks placed under their...
The Islamic development bank
Thesis - 5 pages - Finance
The development of a consistent banking system with adequate funding for a population appears to be a prerequisite for the economic development of a country. However the ethics of Fundamentalist Islam have long led a strong resistance to the development of modern financial tools in many parts of...
The need to protect the U.S. banking sector
Thesis - 5 pages - Economy general
The Organization of Economic Co-operation and Development (OECD,) presented its analysis of the American financial crisis in the summer of 2008 as “The turmoil faced by the financial markets is increasingly showing signs of calming down. “ Contrary to this optimistic forecast, the U.S....
The European Central Bank (ECB)
Essay - 14 pages - European union
The Eurosystem includes the national central bank (NCB) and the European central bank (ECB). All states that have central bank in the eurosystem are in the European Union and there are 27 member states. The countries which have not adopted the Euro but that are in the...
A banker's role in approving a project
Thesis - 2 pages - Finance
Earlier, the role of a banker was mainly that of a money lender. Today, many businesses have ventured into insurance, real estate, personal services and e-banking. Traditionally, the bank played the role of an intermediation, that is to say, it collected and lent money by making...
Communication plan for the online broker 'Binckbank.fr'
Case study - 9 pages - Services marketing
Binckbank is an American company founded in the year 2000. It employs 560 people throughout the world and has about 300,000 account holders. In France, the Binckbank's subsidiary offers two services: securities account to invest in stock trades, and provision of bank accounts to take...
Barclays Bank: Financial performance
Thesis - 3 pages - Finance
This report will be concerned with comprehensively analyzing the financial performance of Barclays Bank. The main areas of focus of the report will be on the Return on capital employed (ROCE), current ratio figures and gearing ratio figures of the company for the last three financial...
The European Central Bank (ECB) and the Federal Reserve System (FED)
Presentation - 23 pages - Economy general
This document is a presentation of the European Central Bank (ECB). The national central banks (NCB) make part of the ESCB Headquarters based in Frankfurt Presentation of the FED, which was created in 1913 by the enactment of the Federal Reserve Act and headquartered in Washington...
Rise of The World Bank
Thesis - 5 pages - Finance
The World Bank and the IMF are the main institutions which perform the function of managing globalization in financial terms. This paper will present a case study of the World Bank. The World Bank Group appoints five institutions that are intended to promote, economic...
Is "Al-Dar Islamic Fund", created by Pictet, a Geneva based Private Bank, Islamic compliant?
Essay - 10 pages - Finance
Who has created the ?Al-Dar Islamic Fund'? Is it Pictet which is a Geneva based Private Bank which is in compliance with the Islamic culture? The answer to this buzzing mind boggling question is ?No'. As confirmed, the contained shares are not Islamic compliant and secondly the...
Policies and analysis of the liberalization of the World Bank and the International Monetary Fund (IMF)
Thesis - 7 pages - International relations
The International Monetary Fund and World Bank were both formed at an international conference held in Bretton Woods, New Hampshire (USA) in June 1944. The conference participants were keen to establish a framework for cooperation and economic development that would lay the groundwork for...
Principal component filter banks for optimal multi-resolution analysis
Thesis - 9 pages - Computer science
An important issue in multi-resolution analysis is that of optimal basis selection. An optimal P-band perfect reconstruction filter bank (PRFB) is derived in this seminar, which minimizes that approximation error (in the mean square) between the original signal and its low resolution...
Comparison between the US and Japanese banking systems
Dissertation - 11 pages - Economy general
The Japanese and the Americans have different perceptions of time. This difference exists as part of their culture and the values they advocate. The cultural, political and historical background consequently leads to two different banking forms: the bank-based and the market-based systems....
Effect of change in Basel standards in the banking industry
Case study - 38 pages - Finance
As the deadline for implementing the Basel-III norms in Indian banks has arrived they are still preparing to solve the enigma of risk management for insuring more transparent and risk-free financial bases. According to the Reserve Bank of India, its association with the Basel...
The role of National Bank Ltd in export and import in Bangladesh - NBL Dhaka
Tutorials/exercises - 41 pages - Finance
A bank is an institution, which deals in money. It means that a bank receives money in the form of deposits from the public and lends money for the development of trade and commerce. It is very difficult to define the term “Bank” or “Banker” precisely....
Competition in the banking industry
Essay - 4 pages - Finance
Nowadays, the banking industry has become significantly more competitive than in the past and competition is likely to increase further. New competitive pressures are emerging from abroad, owing to the liberalization of international banking and capital flows, and as a result of the adoption of...
Textbooks say that banks transform risks: What are the risks involved? and how are they transformed?
Essay - 4 pages - Finance
Financial crisis may be very damaging for the whole society, as bank failures can either lead to runs or to panic. Bank runs occurs when problems at a bank “undermine depositors' confidence.” The depositors' reaction is to rush to withdraw their money since they...
Internet banking
Thesis - 24 pages - Finance
This project deals with the origin of Internet and the World Wide Web. It also emphasizes on the development of e-commerce and with it the development of Internet banking. We have seen how traditional banking was done and how the Internet has revolutionized banking. We have also dealt with the...
Cash management services at HDFC Bank
Case study - 55 pages - Finance
There are currently about 101 commercial banks in India, which include public sector banks, regional rural banks & private sector banks both domestic & foreign. Public sector banks account for only 27, while the private sector includes 32 (24 old, 8 new)...
Efficiency analysis of conventional and Islamic banks in Indonesia using data envelopment analysis
Tutorials/exercises - 18 pages - Finance
Islamic banks have been in existence since early 1960s. The first Islamic bank was established in 1963 as a pilot project in the form of rural savings bank in a small town of Egypt, Mit Ghamr. After that, Islamic banking movement came back to life in mid 1970s. The...
E-banking and Canara Bank
Case study - 56 pages - Finance
The banking sector is the lifeline of any modern economy. It is one of the important financial pillars of the financial system, which plays a vital role in the success/failure of an economy. Banks are one of the oldest financial intermediaries in the financial system. They play an...
Analysis of money laundering risks in priority banking: A unit if Standard Chartered Bank
Tutorials/exercises - 65 pages - Finance
Money laundering, at its simplest, is the act of making money that comes from Source A look like it comes from Source B. In practice, criminals are trying to disguise the origins of money obtained through illegal activities so it looks like it was obtained from legal sources. Otherwise, they...
Retail Banking with ING Vysya
Case study - 103 pages - Finance
Today retail banking has emerged as the dark horse in banking sector. Low interest rates and booming consumerism have unleashed credit off take in retail segment in a big way. The personal banking segment customers have become the center of attraction... Credit exposures through personal loans...
Credit appraisal process and customer satisfaction on home loans with reference to ING Vysya Bank Ltd
Market study - 46 pages - Business strategy
The changes after liberalization and globalization process was initiated in 1991 had a significant impact on the financial sector. In India, housing finance segment has increased in the recent years. Boost to housing can rejuvenate the economy. The success of the housing companies in the market...
A study on the financial performance of the State Bank of India with reference to camel model
Dissertation - 41 pages - Finance
The Analyst has come up with a special issue on the banking industry for a third consecutive year. To assess Indian banks, The Analyst adopted the world-renowned CAMEL model (with minor modifications). The reason being, the CAMEL model is simple and makes it easy to compare a wide range of...
Credit appraisal system at Standard Chartered Bank and the SME credit department
Dissertation - 68 pages - Finance
The ongoing development of contemporary risk management methods and the increased use of innovative financial products such as securitization and credit derivatives have brought about substantial changes in the business environment faced by credit institutions today. Especially in the field of...
Comparative analysis of different banking products: Customers in Kotak Mahindra Bank Ltd
Case study - 50 pages - Finance
Banking in India has its origin as early as the Vedic period. It is believed that the transaction from money lending to banking must have occurred even before Manu, the great Hindu Jurist, who has devoted a section of his work to deposits and advances and laid down rules relating to rates of...
