The purchase behavior of an individual can be broken down into several stages, which are determined by the purchasing individual, the product and the purchase situation. When the consumption pattern is weak, the perceived risk will be high. e-commerce also falls under the same framework. The e-commerce sector in France has suffered a lot of uncertainty and fear due to Minitel hampering the beginning of Internet.
The ongoing internet problems have not made the situation any better. Online purchasing is still considered too risky in France. However, this suspicion about online shopping is not justified, because of the contradiction between perceived risks and real risks. Online shopping may be considered risky as the websites that sell products are too commercial in their approach. They do not provide enough explanation to reassure consumers.
So, what are the changes that can be noticed in the purchasing behavior of consumers, with respect to online shopping? Are there business practices that have been put in place for customers who shop online? Have these business processes reduced the risk involved in online shopping to an acceptable level? Do these processes allow the customer to make their decision, and complete an online purchase without fear? First, a conceptual clarification of risk, particularly perceived risk is necessary. This is because of the confusion that surrounds the definition of this concept of marketing.
The notion of risk is a central theme of research in fields as diverse as finance, marketing, sociology and psychology. It was in the twenties that the concept of risk has begun to be studied. Finance has been one of the first areas that exploited this notion. In this regard, the risk is focused on the personality of individuals with showers and risk takers. The decision maker knows the consequences of alternatives and their probabilities of occurrence. The attitude towards risk is defined relative to the actual risk posed by a situation.
In marketing, the risk is less clear that finance and source of much debate about the detailed steps of consumer behavior. Indeed, various determinants, dimensions and attitudes make up the perceived risk. The risk perceived by individuals is a major cause of poor development of electronic commerce or e-commerce. It is therefore interesting to see the developments in France from 1998 to 2004 and describe aspects of risk to the medium.
The risk of a marketing perspective is based on the perception of the individual deal with the situation, nature and the consequences can be negative. It is therefore of cognitive assessment (reflection on the product) and emotional risk (felt). Unlike other materials, the concept of risk is only associated with negative consequences for choice.
The risk is considered a deciding factor, which will be extensively studied in consumer behavior with the process of deliberation and decision making. It is a step in the buying process, but also a variable that affects the result of the decision process. Bauer 1960 was the first to talk about perceived risk as part of consumer behavior. The concept is to bring the concept of ignorance or the consequences or probabilities that are precisely known.
Tags: online shopping; consumer purchase behavior; e- commerce;
[...] Indeed, a study by Nielsen / NetRatings revealed that 45% of respondents had used them for more than three years the Internet for buying online as against 15% for experienced less than a year, and 51% of them had conducted everyday purchase as against 15% who logged in 1-3 times a month. About 44% of the owners of broadband as against 31% were not connected to broadband. This differentiation is sharper in case of system used, the age grouping and frequency and certainly had revealed significant differences in risk Relationship between perception and demand Hypothesis 3.3 stated that the relationship between the risk perceived by a person and demand to reduce this risk was not related. [...]
[...] 2500€ 2500 For treatment, the activity will be grouped into two classes: the workers (employee, professional and others) and the non-employees (students, unemployed and inactive).The parts CDEF are multiple choice semantics on a scale of 1 to from "insignificant" to "critical." Part C asks about the factors that influence the purchase decision on the Internet the most. The factors presented are based on the literature presented in the theoretical part, except for factors 14 and 15. Indeed, two factors were added to the existing 13th point. [...]
[...] The determinants of perceived risk (Stéphane Mallet, 2002) CONSUMER PRODUCT CURRENT SITUATION Socio-demographic Objectives Objective Category mode of purchase the nature, place of purchase The brand the time available Price (Country) * Psychographic Perceived Subjective Personality: Demonstrated: Demonstrated: Confidence - The feeling of Scoping Risk taking novelty - Emotional responses Stiffness - Experience with the Cognitive style product Suggested: Anxiety Credibility of the source Suggested: - (Orientations of purchase) Lifestyle (Lasting importance and * values the expertise) * - (Efforts to provide the individual purchase) * Psychological sustainable involvement Perceived risk * Not previously developed 2.2 The dimensions in the literature Dimensional Approach Perceived risk is a multidimensional complex. [...]
[...] Questionnaire As part of a research project, we conduct a survey of consumer behavior on the Internet.All your responses will remain strictly confidential. There is no right or wrong answers. These are only preferences that interest us, and this for statistical purposes. PART A. Experience with the Internet 1. When was your first contact with the Internet? ð Between 0 and one year ð Between one and two years ð ð More than two years, three years or more 2. [...]
[...] These represent only of Internet users, while their share in the French population is However, as for women, until a few years ago, they faced family pressures, and it was coupled by the development of easy access of sites. There was an increase in this category of population. Thus, greater navigation and acquisition experience was acquired by the elderly. It would not be surprising that in recent years, the risk among young adults over the age of 50 is balanced Report by activity or wages Hypothesis 2.3 stated that all risk criteria were more important for people with a payroll activity compared to individuals who do not pay for activities, with the exception of price risk as a result of incomes. [...]
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