Credit cards, medical expenses, financial obligation
When credit cards were introduced to students, they were viewed as advantageous, but concerns
arose about the risks that they presented this group. However, the final decision that came after
deliberations of University administration officials, students and organizations offering these
services is that credit cards are advantageous to students (Louise, John and Paul, 2). Any
financial obligation brings with itself both advantages and disadvantages. Credit cards have both
positive and negative impacts on students.
Credit cards enable students to pay for unplanned emergencies. Some emergencies are so urgent
that there is no time to seek help from parents and family members who are miles away. Students
can pay for medical expenses and unplanned travelling tickets in case of emergencies (Louise,
John and Paul, 2). Many online learning articles are offered on credit. Students may need these
articles during their exams to refer to some information. Large amounts of car repair bills can be
paid by use of credit cards. In cases like this, students can use credit cards to purchase these
articles online without necessarily going to the book stores to look for them.
[...] Moscow, Idaho: University of Idaho, College of Agriculture, Cooperative Extension System. Turner, B. J. (1979). Credit cards. Moscow, Idaho: University of Idaho, College of Agriculture, Cooperative Extension Service, Agricultural Experiment Station. Drury, A. C., & Ferrier, C. W. (1984). Credit cards. London: Butterworths. [...]
[...] Disadvantages of credit cards to students The main component of finance is charges (Nancy, 103). Every advance given to students attracts a certain amount of interest. Consumer representatives, university officials and counselors note that many students are not aware of the financial consequences that are brought by these charges. High rates that come with the use of credit cards many times outweigh the benefits received. If balances are not paid off in time, students can get into trouble with financiers. [...]
[...] Advantages and disadvantages of using credit cards by college students. Advantages and disadvantages of using credit cards by college students Introduction When credit cards were introduced to students, they were viewed as advantageous, but concerns arose about the risks that they presented this group. However, the final decision that came after deliberations of University administration officials, students and organizations offering these services is that credit cards are advantageous to students (Louise, John and Paul, 2). Any financial obligation brings with itself both advantages and disadvantages. [...]
[...] (1995). Expressing America: A critique of the global credit card society. Thousand Oaks: Pine Forge Press. McKenna, J. S., Makela, C. J., & Colorado State University. (2003). Credit cards. Fort Collins, Colo.: Colorado State University Cooperative Extension. Maine. (1989). Credit cards. Augusta, Me.: The Bureau. Fox, L. K. (1991). Credit cards. [...]
[...] Furthermore, most of them keep many credit cards which prove difficult to maintain and service. It is advisable for students to keep only one credit card. Conclusion Enjoyment of the services provided by credit cards depends on how a student manages his/her financial. Bibliography Louise, John and Paul Kanjorski. College students and credit cards Nancy claxton. Using deliberative techniques to teach finanancial responsibility. Peterson. Don't break the bank: a student guise to managing money. Key Note Publications. (1990). Credit cards. Hampton, Middlesex [England: Key Note Publications. Ritzer, G. [...]
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